A common misconception throughout our society is that estate planning is only for the very wealthy. In fact, every person, regardless of how many assets they own or their income level, NEEDS an estate plan. Estate planning is overall financial planning and involves the issues we must address throughout our lives including illness, injury, death and living “too long”. The National Association for Estate Planning Councils (NAEPC) estimates that 120,000,000 Americans have not created an estate plan.
Estate planners are highly specialized in the financial services industry and are recognized by certain credentials and licenses. They include Accredited Estate Planners (AEP), Chartered Financial Consultants (CHFC), Chartered Life Underwriters (CLU) and specialized attorneys.
Paradise Bank’s Advanced Planning Department is headed by Terry Tormey, CLTC, AEP, CLU, CHFC who has 30 years’ experience in this field.
Bank customers have said “Terry’s experience and professionalism has saved us thousands of dollars in premiums while increasing my life benefits”. Terry can be reached at 561-243-3033.
This service is not covered by FDIC