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Certificates of Deposit (CD)

• Competitive interest rates for a specified term.
• 1 month, 3 months, 6 months, 12 months, 18 months, 24 months or 36 month terms available with a minimum opening deposit of $1,000.00.
• Early withdrawal penalties may apply.

Individual Retirement Account (IRA)

• Opening Deposit $1,000.00 minimum.
• A secure way to invest money for retirement.
• Depending on your individual or family income, deposits may be fully or partially tax deductible. The rules & restrictions governing IRA’s are many: check with your tax advisor for the benefits of an IRA for your specific situation.
• Rollovers or transfers from other retirement plans are available.
• The funds are invested in federally insured Certificates of Deposit. Each depositor is insured up to $250,000.
• We offer Traditional and Roth IRA’s.